CD and IRA Rates

Rates Current as January 03, 2025

Certificate of Deposit Rates

Type of CD	Interest Rate	APY	Minimum Deposit
3 Month	3.76%	3.81%	$1,000.00
6 Month	3.55%	3.59%	$1,000.00
12 Month	3.37%	3.40%	$1,000.00
18 Month	3.31%	3.34%	$1,000.00
2 Year	0.50%	0.50%	$1,000.00
3 Year	0.45%	0.45%	$1,000.00
4 Year	0.60%	0.60%	$1,000.00
5 Year	0.65%	0.65%	$1,000.00

APY = Annual Percentage Yield
Penalty imposed for early withdrawal of a CD

Type of IRA	Interest Rate	APY	Minimum Deposit
* 18 Month Variable IRA	3.31%	3.34%	$1,000.00
2 Year Fixed IRA	0.50%	0.50%	$1,000.00
3 Year Fixed IRA	0.45%	0.45%	$1,000.00
4 Year Fixed IRA	0.60%	0.60%	$1,000.00
5 Year Fixed IRA	0.65%	0.65%	$1,000.00

* The Interest rate and annual percentage yield may change after account opening
APY = Annual Percentage Yield